Individual Retirement Accounts
With options like Traditional and Roth IRAs, you can benefit from tax-deferred growth or tax-free withdrawals, depending on your choice. Start securing your financial future today with an IRA tailored to your retirement goals.
IRA Products
Traditional IRA
- Start with a small deposit
- Contribute all year long
- Earning grow tax-deferred until withdrawn
Roth IRA
- Contribute all year long
- Tax-free earnings
- Tax-free withdrawals
Coverdell Education IRA
- Save for educational expenses
- Tax-free distributions
- Tax-free earnings
- No minimum deposit
IRA Rates
Effective Date: July 1, 2023
| Description | Minimum Balance | Minimum Balance for Dividend | Dividend Rate | APY* | Div. Period Compounded & Credited |
|---|---|---|---|---|---|
| Traditional IRA | $0.00 | N/A | 1.500% | 1.510% | Quarterly |
| Roth IRA | $0.00 | N/A | 1.500% | 1.510% | Quarterly |
| Educational IRA | $0.00 | N/A | 1.500% | 1.510% | Quarterly |
| *APY = Annual Percentage Yield. Any fees incurred may reduce earning on the account. Rate is subject to change. | |||||
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Whether you're looking to save for the future, finance a new home, or simply manage your day-to-day finances, our dedicated team is here to support you every step of the way and provide personalized solutions that grow with you.