Youth Development Program
Our Youth Development Program is designed just for 4-H and FFA students—helping you build smart money habits while you grow your skills. It’s a fun, hands-on way to learn about managing finances and preparing for your future!
Program Benefits:
- 0% interest rate
- No monthly payments
- Borrow up to $2,000
- Gain financial knowledge
- Build credit history with AAACU

Youth Development Contact Information
Applications may be submitted to youthloans@aaacu.com or at any branch location.
For additional information please contact:
- Lorna Dellar 989-354-1653 ldellar@aaacu.com
- Samantha Rupert 989-354-1668 srupert@aaacu.com
- Jessica Johnston 989-354-1557 jjohnston@aaacu.com
- LeAnn Schultz 989-354-1538 lschultz@aaacu.com